Privacy policy

America Payment is committed to protecting and respecting your privacy.

This policy (together with our terms of use and any other documents referred to on it) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it. By visiting America Payment websites, including www.americapayment.com, you are accepting and consenting to the practices described in this notice.


1. Personal Information We Obtain


Through this website, subject to your consent if required by law, we may collect the following personal information, as relevant and as is voluntarily supplied to us by you (this is not a definitive list):

  • Names and contact details including telephone number, email address and postal address;
  • Your username (currently, your email address) and password, both of which you will use to log in to this website;
  • Products and related services which are of interest to you, as relevant to your preferences;
  • Information you provide if you report a problem with our website; and
  • Records of any correspondence we have with you.


2. How We Use the Personal Information We Obtain


Subject to your consent if required by law, we may use your personal information for the following reasons (this is not a definitive list):

  • To contact you regarding any inquiry you make or to fulfil a request, such as, for example, a request for information about our products and services;
  • To improve and personalize your experience when you use this website;
  • To improve our products and services and for the development of future products and services;
  • For internal record keeping and administration of records;
  • For statistical analysis (see “Data Anonymization and Aggregation” below);
  • To contact you by email and, if you have signed up for the service, to share e-newsletter or any other updates, communications or publications;
  • For direct marketing purposes subject to your consent if required by applicable law (see “Managing Your Preferences” below);
  • As necessary to set up and administer your sign up to, and use of, the log in facility available on this website; and
  • For compliance with applicable laws and/or regulations and as otherwise required or permitted by applicable laws and/or regulations.


Disclosures of the Personal Information We Collect

Your personal information may be disclosed to recipients located outside of your country, as well as other types of third parties engaged to help us run our business, subject to your consent if required by law. These types of third parties may include distributors of our products and services, service providers retained to perform functions on our behalf or to provide services to us, including (without limitation) legal, accounting, audit, consulting and other professional service providers, and providers of other services related to our business. Portions of our services may be provided by organizations with which America Payment has a contractual relationship, including subcontractors, and, accordingly, your personal information may be disclosed to them. We take steps aimed at ensuring that all such persons process your personal information as disclosed by us only as necessary for their service delivery and for no other purpose.

We also may disclose your personal information in order to obtain commercial and credit information to establish, maintain or renew a customer’s contract(s), as may be required to provide any of the services for which a customer has subscribed, to comply with the rules and regulations of any credit or debit card payment network or otherwise in accordance with this policy.

We may also disclose your personal information:

  • In response to a court order or a request for cooperation from a regulatory, law enforcement or other government agency; to establish or exercise our legal rights; to defend legal claims; or as otherwise required or permitted by applicable laws and/or regulations;
  • When we believe that disclosure is appropriate in connection with efforts to investigate, prevent, or take action regarding actual or suspected illegal activity, fraud, or other wrongdoing; to protect and defend the rights, property or safety of America Payment, its customers, staff, suppliers or others; and
  • To purchasers and, subject to local legal requirements, prospective purchasers in the event that America Payment and/or its global affiliate companies (as applicable) disposes of, or considers the disposition of, any of its/their business or assets.

We do not make a practice of selling, sharing, trading or renting your personal information to others in ways different from what is disclosed within this policy, agreed to contractually by our customers or otherwise with their permission; provided, if you were referred to America Payment for services via a third party, such as another independent services provider, we may share information with such third party in accordance with our business relationship with you and that third party.

Data Anonymization and Aggregation

Subject to your consent if required by law, we may anonymize or aggregate your personal information in such a way as to ensure that you are not identified or identifiable from it, in order to use the anonymized or aggregated data, for example, for statistical analysis and administration including analysis of trends, to carry out actuarial work, to tailor products and services and to conduct risk assessment and analysis of costs and charges in relation to our products and services. We may share anonymized or aggregated data with our global affiliates and with other third parties. This policy does not restrict America Payment's use or sharing of any non-personal, summarized, derived, anonymized or aggregated information (i.e., volumes, totals, averages etc.).

IP Addresses

The IP address is a number which recognizes the computer or other device used to access the internet. Typically, a web server automatically collects IP addresses and uses them to administer a website. IP addresses are used in conjunction with cookies for the purpose of “remembering” computers or other devices used to access this Website. For further details, see “Cookies” below.

Cookies

A “cookie” is a text file that websites send to a visitor’s computer or other internet-connected device to uniquely identify the visitor’s browser or to store information or settings in the browser. This website’s uses of cookies includes those cookies that are strictly necessary to enable the features of the website, performance cookies to see how visitors use the website, and functionality cookies that enable the webpage to “remember” machines or devices, personalize website content and tailor user experience. In addition, cookies may be used to help us define our audience so that we can make appropriate changes to this website and target advertisements to users when they are browsing this website and other websites, in each case by reference to anonymous identifiers, not personal information.

Changes And Updates

We may change this policy from time to time by updating this page. We will not necessarily bring changes or updates to your attention, so please revisit this page periodically to re-read this policy and to ensure you are aware of any changes when you visit the website. If there are substantive changes, including to the cookies we use, at our discretion, we may bring those to your attention, for example, by a message posted on the landing page of this website, which all users see on their next visit, or by a repeat cookies banner.

Contact Us

Any questions please contact us.